Initial Setup and Overview

Creating an account and basic navigation Overview of key features (budget creation, expense tracking, etc.)

Creating Your First Budget Setting up income sources (salary, freelance income, etc.) Defining monthly expense categories (rent, groceries, utilities)

Tracking and Categorizing Expenses Entering daily expenses Categorizing expenses for better financial insight

Income Management Recording regular and irregular income Adjusting income for changes (bonuses, pay raises)

Managing Bills and Recurring Payments Setting up recurring expenses (subscriptions, loan payments) Planning for periodic bills (quarterly taxes, annual insurance)

Budgeting for Special Occasions and Goals Allocating funds for holidays, vacations, or special events Setting up and tracking savings goals (e.g., emergency fund, down payment)

Financial Planning and Forecasting Projecting future savings and expenses Adjusting the budget for upcoming life changes (marriage, moving)

Reviewing and Adjusting Your Budget Monthly budget review process Adapting the budget to changes in financial circumstances

Emergency Fund Strategy Importance and size of an emergency fund Building and maintaining the emergency fund

Debt Management and Reduction Strategies for managing and paying off debts Prioritizing debts and creating a repayment plan

Savings and Investment Planning Setting aside money for savings and investments Balancing between short-term and long-term savings goals

Analyzing Spending Habits Identifying and addressing overspending areas Adjusting spending habits for financial health

Getting Help and Learning Resources Accessing help within the app Utilizing external resources for financial education