Guide: "What-If" Scenario Planning

The true power of Budget Vision isn't just tracking your money—it's seeing the future and making better decisions today. The calendar interface is your playground for financial "what-if" scenarios.

Here's how to answer common financial questions.

The Question: "Can I afford this new gadget/vacation/course right now?"

1. Create a transaction for the expense (e.g., New Laptop, -$1800).
2. Drag it onto today's date on the calendar.
3. Observe the impact. Look at your Daily Balance for the coming days and weeks. Pay close attention to the Lowest Balance indicator. Does the purchase cause you to dip into a dangerously low balance before your next paycheck?
4. Test other dates. Now, drag that same transaction one week into the future, or after your next big income event. See how the impact changes. You might discover that waiting 10 days is the safest option.

The Question: "What if my client pays their invoice a week late?"

1. Find the planned income transaction on your calendar.
2. Drag it from its expected date to the new, later date.
3. Instantly see the consequences. The calendar will recalculate everything, showing you if the delay will cause a cash flow problem.

The Question: "What if I take on a lower-paying project instead of waiting for a better one?"

1. Create two transactions in your Inbox: one for the lower-paying project (Project A, +$1500) and one for the potential higher-paying one (Project B, +$3000).
2. Drag Project A onto the calendar for next week and see how your balance looks.
3. Remove it, and drag Project B onto the calendar for three weeks from now.
4. By comparing these two scenarios, you can make an informed decision about whether the immediate cash is worth the lower pay.